Buying a house is one of the biggest financial decisions you can make. In some cases it can be stressful and complicated.
At Fraser Wood we are here to help and try and make it as smooth and as straight forward as possible.
Before you View a House
Before even viewing a house it is important to establish how much your own property is worth and what mortgage deals are available to you. Different lenders may have different criteria and rates.
If you need to sell a property to buy your next one we would be happy to come out and give you a free market appraisal giving you an idea of the value of your property and explain the excellent service we provide.
Tony Sharif is our preferred Financial Adviser and is based at our office. He is a whole of the market financial advisor and will offer a free interview so he can help you to obtain the best mortgage deal for you. Call him on 01922 707517.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Start House Hunting
Once you have established your financial status you can start looking for your future home. Local Newspapers, Websites or just seeing a For Sale board can lead you to your new home.
Register with Fraser Wood and we will put you on our Mailing List and contact you with new properties when they come on the market.
If you see something you like the look of arrange a viewing with the agent or owner.
We are normally available 7 days a week for viewings.
Making an Offer
When you see your dream house it’s time to make an offer.
Fraser Wood will need to know the level of your offer and how you will be funding the purchase. Is your own property sold? If not, Fraser Wood will be happy to give you a free market appraisal. What deposit do you have? Where will you be placing your mortgage?
If your offer is accepted we will need to know which Solicitor you wish to use.
At Fraser Wood we deal with most of the local firms of Solicitors day in day out and would be able to recommend a few of them to you.
The After Sales Service
We have dedicated staff members who will “chase” the sale, making sure things are going as smoothly as possible and that all parties are moving in the same direction.
If we are selling your property for you we offer surveying Discounts if you require an Independent Survey or HomeBuyer Survey on your next property.
If you are buying from us we will be happy to recommend another Chartered Surveyor to help you.
At Fraser Wood we are there at the start, middle and end of the sales process to get you moved into your new Home.